This has been a crazy week, so I decided to work from home today. I woke with a migraine, which is NOT a good way to start a day, but I am fortunate to have a job that allows us to work from home if a need arises...and so I took advantage of it and stayed put. (plus I saved $$ on gas today!)

I work at a credit union and therefore, see the unfortunate financial circumstances that so many people are in right now. IT is heartbreaking to see so many hard-working people struggling with things many of us have always taken for granted....and it continues to get worse. Where the heck is the bottom to this? I fear the ripple effect has only just begun. I know we have seen unprecedented charge-offs this year...and many of these people were strong borrowers two years ago.

IMHO, people like all of you, us, who are being careful to stretch every dollar and save where they can are the ones who will come through the best at the end of this economic downturn. I am saving for many rainy days right now...we are stockpiling on sales and saving where we can so that if one of us looses our job, we are prepared. I have seen enough unfortunate stories the last six months to make me a believer that it very well could happen to me.

I have gone back to my semi-annual haircuts, and am coloring that gray on my own. Am I stylish? Probobly not. Would I win any beauty contests? Nope. But I try to keep my hair looking professional by putting it in a bun and save a good $2-300 every 5-6 months this way.

The hub ran and picked up some sausage this morning and we made sausage, egg, cheese bagel sandwiches. (uh, yum) and I cooked a pork roast in the crockpot for dinner. Cheap day for sure.

Looking very forward to a three day weekend.