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    <title>Thrifty Ray's Blog</title>
    <link>http://thriftyray.savingadvice.com</link>
    <description></description>
	<webMaster>info@savingadvice.com</webMaster>
	<managingEditor>Ray</managingEditor>
    <language>en-us</language>
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      <title>A Christmas they 'deserve'....hmmm ranting tonight...sorrry</title>
      <link>http://thriftyray.savingadvice.com/2009/11/19/a-christmas-they-deservehmmm-ranting-ton_55244/</link>
      <description>Wow.  A local station is sponsoring a program this year where families submit their 'story' and the community votes on the story/family that needs $1000 the most... and the family with the most votes will receive a nice gift card for Christmas.&lt;br /&gt;
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I was reading some of the stories...</description>
      <pubDate>Thu, 19 Nov 2009 19:17:10 PST</pubDate>
	  <author>no_more_coaster@hotmail.com (Ray)</author>
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      <title>Nana vs. the Judge....</title>
      <link>http://thriftyray.savingadvice.com/2009/11/18/nana-vs-the-judge_55220/</link>
      <description>Today was my moms court appearance for the careless driving ticket she got last month.  Poor thing just KNEW she was going to lose her license...or at the very least have to take a driving test...so she literally memorized the driving test book.  &lt;br /&gt;
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Her turn came and she stepped up...</description>
      <pubDate>Wed, 18 Nov 2009 18:47:35 PST</pubDate>
	  <author>no_more_coaster@hotmail.com (Ray)</author>
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      <title>I LOVE free shipping on things I need to buy anyway...</title>
      <link>http://thriftyray.savingadvice.com/2009/11/17/i-love-free-shipping-on-things-i-need-to_55188/</link>
      <description>Don't you just love it when you need a gift, you find it online and it comes with FREE SHIPPING?  Time and gas are always factors when gift shopping...and it is such a treat to be able to order something I KNOW I want ONLINE and then get it at a great price delivered straight to my...</description>
      <pubDate>Tue, 17 Nov 2009 19:48:29 PST</pubDate>
	  <author>no_more_coaster@hotmail.com (Ray)</author>
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      <title>Zillow good news</title>
      <link>http://thriftyray.savingadvice.com/2009/11/15/zillow-good-news_55109/</link>
      <description>Greetings from the vacation house!  Everyone is still in bed this morning so I am enjoying Sunday morning coffee and perusing the SA blogs.  Our weekend has been wonderful.  There is snow everywhere, the house is beautiful and we are all enjoying each other!  Yesterday we went to some...</description>
      <pubDate>Sun, 15 Nov 2009 08:41:41 PST</pubDate>
	  <author>no_more_coaster@hotmail.com (Ray)</author>
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      <title>Hubster is home and he made dinner!</title>
      <link>http://thriftyray.savingadvice.com/2009/11/10/hubster-is-home-and-he-made-dinner_54999/</link>
      <description>WOW...after a month of being alone and doing everything myself around here I came home tonight to a nice home cooked meal NOT made by me! &lt;img src=&quot;http://www.savingadvice.com/forums/images/smilies/smile.gif&quot; alt=&quot;Smile&quot; /&gt;  Pot roast, potatoes and salad!!  His: lots of beef smothered in gravy, mashed potatoes with butter and sour cream and salad somewhere under that...</description>
      <pubDate>Tue, 10 Nov 2009 18:57:54 PST</pubDate>
	  <author>no_more_coaster@hotmail.com (Ray)</author>
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      <title>Hub will be home tonight</title>
      <link>http://thriftyray.savingadvice.com/2009/11/09/hub-will-be-home-tonight_54973/</link>
      <description>Another month has passed and the hub is on his way home tonight.  He gets in at midnight and will be home for two weeks.  While he is home this time, we have a trip this weekend with friends to the mountains.  We rented a house for the weekend and are taking their son and our daughter...</description>
      <pubDate>Mon, 09 Nov 2009 20:25:33 PST</pubDate>
	  <author>no_more_coaster@hotmail.com (Ray)</author>
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      <title>This Gramma's POOPED</title>
      <link>http://thriftyray.savingadvice.com/2009/10/25/grammas-pooped_54559/</link>
      <description>&quot;Mom, can you watch (GS-14months old) for the weekend&quot;...sure..+ &quot;Gramma Ray, can I come spend the night&quot; (GS- 5yrs)...sure = ONE POOPED GRAMMA!!!  But we had a blast!!&lt;br /&gt;
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Wowza.  Thankfully, my playtime ends at 10am today and I can have a few of my weekend hours to catch back up this...</description>
      <pubDate>Sun, 25 Oct 2009 08:38:28 PST</pubDate>
	  <author>no_more_coaster@hotmail.com (Ray)</author>
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      <title>Costly, but fun, weekend</title>
      <link>http://thriftyray.savingadvice.com/2009/10/12/costly-but-fun-weekend_54273/</link>
      <description>This past weekend was out annual 'girls trip'.  This is an annual trip that my three daughters, DIL, mom and I take to Portland each year in October to kick off our holiday shopping.&lt;br /&gt;
&lt;br /&gt;
We stay at a Residence Inn that we can stay together in and enjoy a free breakfast each morning....</description>
      <pubDate>Mon, 12 Oct 2009 21:22:06 PST</pubDate>
	  <author>no_more_coaster@hotmail.com (Ray)</author>
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      <title>It's Been a While....</title>
      <link>http://thriftyray.savingadvice.com/2009/10/03/its-been-a-while_54056/</link>
      <description>I visit this site several times a week..and try to read up on how everyone is doing.  I have even started a few posts of my own...only to delete them after a sentence or two.  Why?  Well, much has happened..and not all financial, inspiring or even interesting...&lt;br /&gt;
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The hubs job is...</description>
      <pubDate>Sat, 03 Oct 2009 20:39:28 PST</pubDate>
	  <author>no_more_coaster@hotmail.com (Ray)</author>
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      <title>Its a boy....one of each for all three kids!!!</title>
      <link>http://thriftyray.savingadvice.com/2009/08/17/its-a-boyone-of-each-for-all-three-kids_52997/</link>
      <description>My son and dil learned today that their new addition is a boy!!!  They are the parents of my gd who was recently diagnosed with JRA.  Theyve been so focused on taking care of her that they were not sure they wanted to know the sex of this baby....but now, they are very excited about...</description>
      <pubDate>Mon, 17 Aug 2009 22:19:22 PST</pubDate>
	  <author>no_more_coaster@hotmail.com (Ray)</author>
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      <title>Catching up</title>
      <link>http://thriftyray.savingadvice.com/2009/08/16/catching-up_52944/</link>
      <description>Buying and updating a house is EXPENSIVE, time consuming, hard work, frustrating...and very rewarding.&lt;br /&gt;
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I have gotten everything done that I wanted with the new house...except the kitchen.  I have $$ set aside to do most of it...since other stuff cost more than Id planned, I will...</description>
      <pubDate>Sun, 16 Aug 2009 07:26:14 PST</pubDate>
	  <author>no_more_coaster@hotmail.com (Ray)</author>
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      <title>Waiting game</title>
      <link>http://thriftyray.savingadvice.com/2009/07/26/waiting-game_52550/</link>
      <description>GD went to the doctor on Friday, but it will be at least a couple more weeks before we learn something definate.  In the meantime, we are hoping and praying that her knee is just injured and will heal- making this just an unnerving waiting game.&lt;br /&gt;
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This weekend was not a frugal one....</description>
      <pubDate>Sun, 26 Jul 2009 18:41:15 PST</pubDate>
	  <author>no_more_coaster@hotmail.com (Ray)</author>
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      <title>Prayers today...</title>
      <link>http://thriftyray.savingadvice.com/2009/07/24/prayers-today_52514/</link>
      <description>One of my grandaughters (22 months) has a potentially serious symptom that showed up this week.  Her knee has swollen for no reason.  They have ruled out infection and will be testing for juvenile rheumatoid arthritis this afternoon.  Boy, it is a whole differnt ball game when you...</description>
      <pubDate>Fri, 24 Jul 2009 08:58:40 PST</pubDate>
	  <author>no_more_coaster@hotmail.com (Ray)</author>
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      <title>An entry at last!!</title>
      <link>http://thriftyray.savingadvice.com/2009/07/23/an-entry-at-last_52507/</link>
      <description>First of all, I have to thank all of you that post regularly here...my primary form of entertainment the last week has been reading your blogs on my blackberry at night as I have been settling into the new house and waiting for internet...which was turned on TODAY! &lt;br /&gt;
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The new house...</description>
      <pubDate>Thu, 23 Jul 2009 20:06:29 PST</pubDate>
	  <author>no_more_coaster@hotmail.com (Ray)</author>
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      <title>It's been 4 weeks....</title>
      <link>http://thriftyray.savingadvice.com/2009/07/05/its-been-4-weeks_52167/</link>
      <description>The hub will be home tomorrow night for his two weeks off.  Hard to believe its been 4 weeks since he left.  If all goes well, the new house will close escrow on the 16th and we can get some things done there before he heads back to Alaska on the night of the 19th.&lt;br /&gt;
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I am saving as...</description>
      <pubDate>Sun, 05 Jul 2009 21:50:21 PST</pubDate>
	  <author>no_more_coaster@hotmail.com (Ray)</author>
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      <title>This month has flown by...</title>
      <link>http://thriftyray.savingadvice.com/2009/06/28/this-month-has-flown-by_52028/</link>
      <description>The hub will be home in a week.  The last month has flown by, primarily because of all the things that have happened.&lt;br /&gt;
&lt;br /&gt;
First, DD3 had surgery.  She is recovering nicely and started back to work Friday night.  She is still sore, so she's taking it easy.  Her whole disposition has...</description>
      <pubDate>Sun, 28 Jun 2009 11:01:26 PST</pubDate>
	  <author>no_more_coaster@hotmail.com (Ray)</author>
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      <title>NSD today</title>
      <link>http://thriftyray.savingadvice.com/2009/06/22/nsd-today_51903/</link>
      <description>Today was a no-spender.  I typically just take coffee creamer to work (fat free Hazelnut) and my job supplies the coffee. And that's ususally my breakfast...I know, not very healthy, but it sure is good.&lt;br /&gt;
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Last week there was a sale on some frozen breakfast sandwiches (weight watchers...</description>
      <pubDate>Mon, 22 Jun 2009 21:16:04 PST</pubDate>
	  <author>no_more_coaster@hotmail.com (Ray)</author>
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      <title>End of Escrow= 5 weeks</title>
      <link>http://thriftyray.savingadvice.com/2009/06/21/end-of-escrow-5-weeks_51880/</link>
      <description>We are 5 weeks away from owning house #2.  The home inspection went well.  There are a few issues, none of which were deal-breakers on either side...so now, we order the appraisal.&lt;br /&gt;
&lt;br /&gt;
DS and I talked about the business arrangement for the new house today.  He will rent one of the rooms,...</description>
      <pubDate>Sun, 21 Jun 2009 20:40:32 PST</pubDate>
	  <author>no_more_coaster@hotmail.com (Ray)</author>
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      <title>Surgery is over; DD3 is resting at home now</title>
      <link>http://thriftyray.savingadvice.com/2009/06/17/surgery-is-over-dd3-is-resting-at-home-n_51795/</link>
      <description>The surgery went well.  DD3 will be bandaged for a couple of weeks so she wont fully see the results until then.  She is sleeping, and probably will on and off until the anethesia wears off (tomorrow, most likely).  She was a great little patient.  I am very proud of her!&lt;br /&gt;
&lt;br /&gt;
So, since...</description>
      <pubDate>Wed, 17 Jun 2009 15:58:21 PST</pubDate>
	  <author>no_more_coaster@hotmail.com (Ray)</author>
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      <title>11 Minutes</title>
      <link>http://thriftyray.savingadvice.com/2009/06/16/11-minutes_51776/</link>
      <description>I timed my new commute from work to the new home tonight...11 minutes...If I forget something at the grocery store...3 minutes...I can WALK to Olive Garden.  &lt;img src=&quot;http://www.savingadvice.com/forums/images/smilies/biggrin.gif&quot; alt=&quot;Big Grin&quot; /&gt;&lt;br /&gt;
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DD3's surgery is tomorrow.  She is nervous and excited.  I am sure all will go well.  I am looking forward to taking her...</description>
      <pubDate>Tue, 16 Jun 2009 22:18:29 PST</pubDate>
	  <author>no_more_coaster@hotmail.com (Ray)</author>
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