No, these are not tears of joy....Now for my disclaimer...this entry is a complete pity party, kick myself in the butt and growl at the unfairness of tax day kind of post... read at your own risk.
I way misjudged our taxes this year. Seems the income we earned, combined with a wd I took from the 401k to help the kids business at the first of the year put us into a higher tax bracket and VIOLA...just like that, my Christmas Club, my vacation savings, and my Freedom account were all depleted (wiped out) to pay my taxes...I guess the $8k I already paid wasnt enough...so I had to pay over $3k more today.
Never had a tax day quite like this one...hope to never have one like it again.
Now, to figure out how to rebuild those accounts before we need them...first on the list is the Freedom account, followed CLOSELY by my vacation fund. Of course, somewhere in all this I was also trying to come up with $8700 for a surgery my daughter needs but which is not going to be covered by insurance. ugh, this could get really depressing really fast if I dont just focus on the fix rather than the problem....
Why is it we seem to always take one step forward and two back...I have been so flippin careful and was feeling so good about our progress. poop.
no, make that double poop.
end of pity party.
Unexpected Tax Day...buh bye savings.
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