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Archive for January, 2016

2016 Goal Update

January 11th, 2016 at 03:12 am

10 days into the year, and so far, goals are going well.

Because of the hubs 6 week rotation this go round, we are able to pay $4000 or 16% towards the home remodel loan this month. This is an anomaly payment, and won't happen again this year. The usual payment will be significantly less. In order to hit our stretch goal, we need to average a payment of $1820 each month, which probably isn't doable unless the hub works 4/2s. Because of fuel prices, it is more likely he will work 3/3s.

Last week, I took a sandwich each day for lunch, and ate leftovers or something out of the freezer for dinner- so meals were healthy and I saved $$ not eating out. I have my meals planned for the week ahead, so I should stay on track again this week. Big Grin

This next week, I'm adding in some exercise. We have had several sunny days lately- so I am hoping to either ride my bike on my lunch or walk on the treadmill.

All in all, so far, I am happy with progress on these goals!




2016 Goals

January 3rd, 2016 at 09:40 pm

So far, 2016 is off to a great start. I set some new goals for the year. Financial, physical, and household.

Financial is to pay off the remodel loan of $24k by year end. This is a stretch goal if the hub works 4/2 rotatations- but he has heard he may work 3/3s. If so, I will need to adjust this goal to pay $15k by year end. In order to accomplish either, we will have to buckle down on spending choices.

My physical goal is a 3 pronged goal. the first prong is to utilize the gym at work at least 3 days per week. This is a new perk that has just been built and features all the equipment I need. The second is to eat healthier- and I have identified a meal plan that will help me accomplish this- I am on week 3, and doing fine! The third is to knock out my remaining 15 - 5 mile bike rides by May 1 in order to earn my free bike!! End goal is to be 3 sizes smaller by year end. Big Grin

Household goal is to go through all the stuff this year. My parents stuff, my stuff, storage stuff...and reduce stuff by at least 50%. There is a Goodwill just down the road from my job. Weekly or biweekly donations until I am at goal should help get there. I may try selling some of it- but if selling it holds me back from achieving the goal, it will be donated.

We have several mini trips planned this year. The first is in a couple of weeks. Our annual trip to a resort not too far from here with our dear friends. We are going for 4 nights.

Right now, the rest of the trips are camping. We didn't get to use our 5th wheel for camping last year as much as we wanted...although it was well used as a substitute home for us while the remodel was being finished. This year we plan to take it on the road much more!

I increased my 401k by 3% and will increase the hubs 3-5% depending on his rotation schedule.

Looking forward to seeing goals come to fruition this year!