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Archive for February, 2016

Loyalty pays!

February 19th, 2016 at 03:05 am

Today I received a thank you from my credit union for being a loyal member. They paid out their first every loyalty reward to members! And even better, they put it in a special new account that pays 2%apy! My thank you - $129!!! wow, just for doing my banking there. Of course, I am just gonna "let er ride" and enjoy that nice rate on my free money! Hopefully, this will be an annual thing- definitely something to look forward to- I wonder how many other credit unions pay out loyalty rewards??

In other financial news, its two steps forward, three steps back -again. I calculated taxes and we are having to pay both federal and state for a grand total of almost $3k! OUCH. The sale of the city house really impacted our deductions this year. So, I upped our quarterly tax payments so hopefully next year, we at least break even. :/

My back is slowly feeling better, but the pinched nerve is still there. When I sit a certain way at work, or bend my neck wrong, my arm and thumb go numb and then have the 'pins and needles' feeling. bleh.
At least I am not in 24/7 pain anymore. I can handle bursts- its the constant that wears thin. Dr. said if it wasn't better in another week, we would talk about an MRI. Thankfully, I upped my flex pay for medical this year anticipating extra dental expenses, so I have a cushion for tests.

DD1 noticed that there are a couple of great musicals this year in Portland. In August, Lion King will be there..and I would LOVE to see it- so we are looking into it. If there is a way, we will most likely go!
Last year we saw Wicked and it was such a great experience!

Goodbye to grandpa

February 10th, 2016 at 04:48 am

I mentioned in my last post that DD1 was at the hospital with grandpa who has Alzheimer's after he fell and fractured his pelvis Friday afternoon. Sadly, grandpa never regained consciousness and passed away yesterday. Poor DD1- she quit her job last Friday to be his full time caregiver and is heartbroken with his sudden passing. Frown He adored her and felt safest when she was there to take care of him. Of course, because of his advanced Alzeimers and the fractured hip, everyone, including DD1 know he is at peace. It just happened so fast. New Years Eve DD1 and I were playing Sequence and grandpa came out and sat at the table, so we gave him cards and let him "play"...he could recall many of the cards and even laughed when we cracked jokes with him. I know he was understanding us- even if just a little. Rest in peace dear grandpa- you brought so much joy to everyone and will be dearly missed.

I am still struggling with the pinched nerve, so I haven't felt up to doing much budgeting or pretty much anything else. I will sure be glad when things heal and I am back in the saddle again.

Hi Gramma Ray, I remember you!

February 7th, 2016 at 05:36 pm

Words that melted my heart yesterday!

Backing up just a hair...DD1 caregives for her hubs step-grandfather. He has alzheimers. He fell Friday and fractured his pelvis. He does not do well with change in his environment and was very confused when he was admitted to the hospital- so DD1 spent the night with him to provide whatever familiarity and comfort that she could. (Have I mentioned how VERY PROUD I am of this girl?) Her only request, a coffee Saturday morning...

I was keeping her company at the hospital when DD2 showed up with lil Z. He looked at me and said, HI GRAMMA RAY, I REMEMBER YOU! Do you still have your doggie? Awwwww... a few minutes later he said- Gramma Ray, why do you keep hugging me and giving me kisses?? lol. He wanted to just sit on my lap and listen to stories about when he was "little"...cause, in his words, he is a BIG BOY now...age 5. And handsome, I might add. Then he said, I just want to stay here forever...but we reminded him that he would miss his mommy and gramma. He said I have 3 mommies...and pointed to DD2 and me and said his mommas name. AWww....

Sadly, his visit was brief since we were at the hospital and grampa was not doing so good. But I cant describe what that lil visit from Z did to this gramma's heart.

My back and arm are a little better this morning, which I am so happy about. I actually feel like getting up and doing things today- and after a week of being in pain, my house needs attention and I have a couple of projects from work that I need to spent tima on. And I need to pick up some groceries to ensure I take lunches and make dinners all week! And, and, and... how far behind you can get in a week!

Lil Z - Pinched nerve and a 2016 Goal Update

February 6th, 2016 at 04:52 am

Ouch- I somehow pinched a nerve in my back last weekend. I think it was the combo of sleeping in a new bed (at the vacation rental) and on a different pillow. I broke down today and went to the Dr. This isn't the first time I have had a pinched nerve- so I am familiar with how to nurse it, and just as I suspected, the Dr agreed with my current strategy of ice, heat, meds and practicing the physical therapy exercises...and said if it still hurts in two weeks to let him know and he will order an MRI.

Nerve pain just sucks. It makes places hurt that really aren't hurting and causes muscle spasms that can drop you to your knees..this one is in my upper back/shoulder and its causing my whole arm and wrist to ache....two more weeks. (yippee)

It is annual bonus time at my job. We have the opportunity to leave the bonus in an account that pays 2%- which I would love to do. But because we owe on the remodel and I am paying 7% on that loan, I will apply the bonus towards that debt. (A 2016 goal is to pay that debt down or completely off, depending on the hubs work schedule) Right now, it looks like we will be able to pay the full $24.5k off this year.(yay)- It is already under $20k. And THAT gets us a giant step closer to our 5 year goal!

This is also pay raise time. I received a 4.5% raise. I had already upped my 401k 3% this year. We are checking to see if the hub can up his- he may have missed the deadline. If he is not able to, I will up my Roth contribution another 2%.

Some of you may remember little Z from my older blogs- our little foster boy that lived with my daughter from 4 months until he was 3. Well, he is in town this week and has spent the week with DD2. I get to see him tomorrow!!! This is the 3rd time DD2 has seen him since he left 2 years ago. It will be great to see him, he has grown so much!!

Happy February from our winter get away!

February 1st, 2016 at 04:42 pm

I am currently on day 4 of a 5 day vacation to the winter resort that we try to visit each year with our friends. We are renting a cute house, and when we split the cost, it is about $100 per night per couple. Not bad for a wonderful winter get away.

We have ate most meals here at the house, which saves money and allows more time to visit and enjoy the hot tub!

The guys really wanted to see a couple of movies so those are our splurge. We saw The Revenent on Saturday. None of us had ever seen an imax movie, so we decided to try it. Disappointing. I couldn't really tell a difference for the $17.10 per ticket (ouch)

Today, we are going to see 13 Hours. We will see regular movie and go to the 3pm matinee.

My next time off from work isn't until our camping trip in May, so I am really trying to make this trip DOWN TIME.

The hub heads back to Alaska in 2 days. I haven't been as diligent with my goals while hes been home, so I am eager to get back into full swing this week.

Next weekend, I plan to revisit all of our bills and see if there are any I can shave and save. I try to do this once a year. Usually I find at least one or two things that help.

Well, back at relaxing. Happy February everyone!