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Archive for March, 2013

A beautiful Easter

April 1st, 2013 at 12:03 am

I woke up this morning to little Z patting my cheek, smiling at me and saying "ake up gma". Happy Easter to me! What a memory to treasure. He slept next to me last night and inched me right off the king sized bed during the night- but after I moved to the other side I got some sleep. (just a note to fam did not call Z this weekend. No attemp to wish him a happy Easter, whatsoever.)

DD1 had a houseful for brunch. There were 16 of us and we enjoyed a full spread of eggs, sausage, bisquits, gravy, hashbrowns, fruit and juice. After we ate, the adults hid eggs and I did dishes. Then, all the kids went and hunted eggs. Egg hunting is always such fun, no matter what age you are. Z found his share, and continued looking long after the originals were all found and everyone else was done. DD3 kept rehiding eggs behind him and he was entertained for a long time. The older kids had so much fun with each other. There is nothing quite like cousin time when you are young.

DD1 bought everything for breakfast- so I chipped in $40 towards the bill. I was so greatful that she hosted the morning that I didnt mind paying for lion's share of the food.

I came home to an empty house. DD3 went to visit a friend and will be gone a couple of days, so I have the house to myself. After a busy weekend, I was ready for a few hours to myself. I am still cleaning and decluttering, just not as fast today. I am putzing between reading, laundry and decluttering.

I made a big pot of black bean and chicken soup, which will be lunch and dinner for a couple of days. I still need to make oatmeal for breakfasts, but will do that after I get the soup cooled and put away.

I was channel surfing a little earlier and an Oprah Lifeclass show was on. Nick Vujicic was featured during the show. He is such an inspirational speaker. Each time I see him, I am inspired to be a better person.

Its been a beautiful day.

Happy Easter

March 31st, 2013 at 06:19 am

I hope everyone has a wonderful Easter- no matter if or how you celebrate-I hope you have a day filled with love, family, friends,and deviled egg or chocolate bunny.

Our little ones will be hunting eggs and playing with cousins. Should be a great day!

Hugs to all!

Spring cleaning continues!

March 31st, 2013 at 12:17 am

Today was a productive day.

After a fun date night with my 7 yo granddaughter last night, she woke up a little after 7am and we made some refrigerator cinnamon rolls- (a grandkid favorite- they were on sale, and at 10 minutes to bake, they were too easy to pass up after a long tiring week) Gramma had some much needed coffee too.

After her mom picked her up, I started cleaning the back patio. Last weekend I brought my vintage hutch in from out there and all the stuff that came out of it needed to either find a new home, be donated or tossed. (Most of it was tossed. I am very pleased with the results this afternoon! My patio is cleaned and swept, the patio furniture is scrubbed, toys are all organized and I am ready to spend some Spring time out there!

DD3 and I loaded up a big box and a bag full of Goodwill donations. Clothes, books, knicknacks, misc dishes, etc. We took the hubs truck (and I drove, to make sure I would be ok driving it). That went fine- Im not sure why I have always been intimidated by it. After dropping off the Goodwill stuff, we stopped by the dollar store and I got a few things to hand out to grandkids tomorrow. Just little stuff. Their moms are also starting their spring cleaning and have been donating/tossing as much as possible, so I didnt feel a need to buy more stuff. I spent $18, which was a candy, sidewalk chalk and a ball or bubbles each child. I also bought a new bucket to use for general cleaning and watering some of the plants here...(I noticed my old bucket had cracked and so it got tossed this morning).

We stopped for groceries that should last for most of the week ($58)- which is a big bag of chicken, some pasta, black bean soup fixins, milk, fruits and veggies.

DD2 asked if we (DD3 and I) could keep Z tonight. DD3 has missed him and wanted to spent time with him, not knowing how much longer we will have him..and so he has been here all afternoon. He is so stinking adorable. We watched "Wreck it Ralph"- a very cute movie, but at 2, Z is still pretty young to understand much of it...but he sat on my lap the whole movie laughed with gramma and kept telling me how funny it was. He conked out about an hour ago and is asleep in the big bed.

After Z wakes from his nap, DD3 will take over most of the babysitting tonight. I plan to read, finish laundry and tackle a closet or two.

I received the $208 check in the mail for the refund on the cabin reservation that I cancelled. I was hoping the refund would arrive without problem, and it did..Now to wait for the check to clear! Smile

Today was a great day. Tomorrow we are all invited to DD1s for brunch. Then, I just plan to relax and enjoy the rest of the day here at home.

Got my car back, but its not fixed yet

March 29th, 2013 at 09:11 pm

The hub's friend who is fixing my car called last night and said I could come and pick it up today. The new part wont be here for 5-7 days, but, since he is leaving on vacation, he put it back together and changed the steering fluid so it is drivable for short distances (back and forth to work). Either my SIL or the hub will replace the pump when it comes in. In the meantime, I will baby the car and use it only as necessary.

It is SO hard to be at work this afternoon. It is a gorgeous, sunny day. Unfortunately, my office gets too hot when the sun is out, so I have to keep the blinds closed- which means I cant even look out the window and enjoy the sunny-ness! Frown I sure hope this weather carries over to tomorrow-.

Not much financial news this afternoon. Today was the hubs payday and everything went where it was planned to go.

Still no car

March 28th, 2013 at 10:49 pm

I miss my car. I havent had time to try driving the hubs rig and have relied on DD3 taxi-ing me around. NOT fun.

The hub suggested last night that I should consider replacing my car so it doesnt start nickel and diming us. hmmm. This, from my mechanic husband... My car, a 2005 Kia Amanti, has only 85,000 miles on it. Ive owned it since 2007. I would hope there are still many good years left on it before we get to that point. However, I will definately track any problems with the car so that I we will know for sure. Aside from this week, the car is still in really good (cosmetic) condition and is very comfy to drive, so unless I really need to change, doing so is not on my near-future to do list. (Nor do I want it to be).

The hubs paycheck is $200 more than budgeted. However, he had a couple of charges on his visa that we payoff each month. The net extra is being absorbed into the food budget. Having DD3 living with me and not having a car have both added to convenience foods this week. Whatever is extra will go towards the car repair bill.


March 28th, 2013 at 02:44 am

ZERO. CC#3 is finally at the magic number!

Now to work on the final debts. I was going to rebuild savings, but it stll does not make sense. The last unsecured debt I have is a visa at my job that is 100% accessible if there is an I will apply all extra money there, until it is also PIF. Granted, putting everything towards this debt can give me a false negative (Christmas club $, vacation $, freedom acct $, etc..and the balance will vacillate accordingly...but every dollar saved there, means less interest charged to me in the long run.) It just means I have to TRACK every penny in and out of this account so that I stay on track.

While I am paying down this debt, normal payments will go towards the car...Speaking of the car, it will be about 8-10 days before I have it back and drive-able. Not having my car is no fun. The good news is that the bill to fix it will be under $200, which is well below what is in the car repair account, thank goodness!

Time to think. I have a plan.

March 27th, 2013 at 02:16 am

11 hours, most of them in the car today. For a whole bunch of that time, radio was out of service area. What's a girl to do but solve all of lifes issues floating around in her brain.

My thinking theme today was the stress that clutter is putting my my life. I constantly shuffle and try to organize..only to do it all again and again. Its time to minimalize my possessions.

When I stopped for lunch, I made a starter list of all the things to go through and thin out:

The toy closet
the garage
blankets and sheets
bathroom products that either didnt work, or I havent used
Kitchen gadgets

This is my starter list. Also on the side burner..the garage, old jewelry, miscellaneous storage drawers, old electronics and cords.

My goal is to end of with less of most of these items than I keep. Spring cleaning started tonight. I weeded through my dresser drawers and got rid of everything that doesnt work or that I dont use. Some was trash, some will go to goodwill. I succeeded on tossing more than I kept. Smile

CC3 payment is pending...tomorrow I should have a nice ZERO balance. I havent heard anything about the car.

The coast was gorgeous again today. I had a late lunch with a beautiful ocean view. What a treat. However, after 11 hours, I was ready to be back home and in my jammies. (The ones that made the cut!)

Smile Life is good!

Long day tomorrow!

March 26th, 2013 at 03:33 am

When I arrived home tonight my car was gone. This is a good sign because the friend who came over to look at it while I was at work said he would take it if he felt he could fix it. If not, he would leave it here. Since it is gone, he must have thought he could fix it!

I drove one of the work rigs home tonight. I am going to the coast tomorrow to visit one of our locations, and will be leaving pretty early, so I was able to bring the work vehicle home. I will return it tomorrow afternoon when I get back in town and hopefully, my car will be here!

I had leftover chicken picatta for lunch and dinner today. Since I will be on the road tomorrow, a morning mocha and lunch will be provided by work.
I should be home in time for dinner, which very well could be leftovers again, since there is still plenty!

Tomorrow will be a long day with 3 hours of travel on each end.

Note to self-

March 25th, 2013 at 06:53 pm

I made reservations last week to stay in a 'rustic' cabin the first weekend in June. (Which is my birthday weekend) The hub had suggested it. We have never been to this lake and so I thought it would be fun.

Unfortunately, after I booked it, I started looking at reviews. Uh-oh. Complaint on top of complaint about the dirtiness (filthiness) of the cabins and the condition/broken-ness of the old furniture and appliances. And more complaints about the really bad service from the staff. To top it off, a friend said she camped there several years ago and the mosquitos were horrible. I really dont like mosquitoes...

So I called the hub back and asked why he suggested it. He said a co-worker fishes there...but has never stayed there. The hub wanted to watch a fishing derby that weekend. ACK. Not the birthday get-away I would have planned.

I called and cancelled the reservation today. They promise to return my deposit via check within 2 weeks. Hopefully, it will be that easy.
Note to self...check out the hubs suggestions from now on BEFORE booking.

I hope to learn what is wrong with my car this afternoon. And I really hope it can be fixed this week.

Tomorrow, CC#3 will be PIF. I sooo enjoy logging into the accounts and seeing ZERO balance owed, but that will take another couple of days after the payment transfers.

My accomplishment today-

March 25th, 2013 at 02:11 am

Today was a stay at home day.

I perused pinterest last night, which always inspires me in one way or another. I decided to look around my home and see what I could redecorate with that I already owned. I found it on my back porch..

When I moved into this house, I decided to put a cabinet I have had for about 30+ years on the covered patio to hold our bbq supplies. It has been out there for two years collecting some dust and just aging.

I decided it needed to come in the house. So I reorganized my dining room and made room for it...brought it in, cleaned it up and here is the result:

This is a vintage piece, (Napanee Kitchenete) so shame on me for not having it displayed accordingly- but it now has a place of honor in my home. The chicken on the shelf was my grandmothers. I can remember seeing that above her old antique stove as a little girl when I spent time with her. The butter churn was one of my moms favorite antiques that she found in her antique collecting days about 35 years ago. (Both of those pieces were kept inside, not outside with the hutch.)

DD3 wanted chicken picatta tonight, so I made a nice big batch. It was very tasty and will provide leftovers for several days. Smile

My SIL came by today to look and listen to my car. His suspicion is that the power steering pump is going out. He called someone and found out the part is a little over $100. A friend of the hubs who is also a mechanic is coming by tomorrow to see if he can fix it or not. If he can, I should have the car back in a day or two. If not, I will drive the hubs truck until the hub gets home. Hopefully, it can be fixed quickly. I am more comfortable in my car than that big truck.

I have loved having a couple days away from work this weekend. I stayed so busy today that I didnt have time to think of how busy the week ahead is going to be.

I am so glad I brought the hutch inside. This really is one of my favorite pieces of furniture! Isnt it cute?

Murphy strikes again...

March 24th, 2013 at 03:07 am

I scheduled a transfer to payoff cc#3 yesterday. Within a couple hours, I was driving my car and the steering went kaput. Not sure what happened- but the steering wheel no longer aligns with the tire direction and it is really hard to turn. I checked the power steering fluid- looks ok. Of course, the hub wont be home for 3 weeks. So, my sil is coming over tomorrow to take a look- and hopefully, this isnt a hugely expensive problem. Until it is fixed, I will have to drive the hubs tank of a truck that I have never driven.


I am still committed to paying CC3 as planned.

I currently have $350 in the car repair fund, and I have money in my allowance savings that I can use. I really hope the car repair fund will cover whatever is wrong.

blasted to the hand.

I returned the magazines I checked out last week to the library. So far so good, no late fees!

Date night with Gs (age 4) was fun last night. At one point he came up to me and said "gramma, I need to tell you a secret"...then he whispered in my ear "I love you so much" and followed with a sweet little kiss on my cheek.

So funny story..I went to the mall with my girls and grandkids today. GD (age 7) rode with me. On the drive we were talking about her style sense (mismatched bright striped socks, a lion print hat, etc.) and I told her she was 'fashion forward' and that gramma used to mismatch her socks on purpose in high school. We got to talking about what she could be when she grows designer sounded boring..and I told her she could do anything she wanted, so long as she paid attention in school and did her best. I asked her what she thought she wanted to do....and she said...
"well, I can count to one hunderd while jumping on one foot" Nuff said...we then discussed her new stuffed animal that was joining us for the day.

I love kids. They can say the darndest things.

CC#3 decision

March 22nd, 2013 at 07:45 pm

I have been pondering cc#3 a LOT lately.

Why am I slowly paying off that debt, when I could pay it off with savings and then rebuild savings.

If I pay the cc off now, I will still have about $5k in the emergency fund, and I will have the savings repaid by year end by paying savings back with the payment schedule I had planned for paying the credit card.

So, I did it. The payment is all set for Tuesday.

Now, not to hyperventilate too much. Big Grin

The hubs payday and an update on Z

March 22nd, 2013 at 02:25 am

The hub called last night with his schedule for the next few months. He is ending his 4/2 rotation, but not until the end of May. This means he will work one week more than I had thought...which means 1. a little more pay than I had budgeted for Big Grin and 2. the budget I worked for the rest of the year had to be tweaked. The way his pay works is he gets: a partial payday, followed by 2-3 full paydays, followed by a partial payday, followed by 1-2 weeks of no payday- depending on if he is 3/3 or if he is 4/2. It makes budgeting interesting. But the way it tweaked everything worked well. Of course, any extra goes towards CC#3.

Tomorrow night is date night with my grandson (age 4) who loves all things McDonalds. Hopefully, a plan B will sound better to him and we can forego the golden arches. If the weather is nice, I will suggest the park and a dinner picnic, follwed by an ice cream cone on the way home.

I didnt realize that our library only checks magazines out for one week, with no renewals- which means they are due Saturday AND I cant put them in the book drop. So, the library is on my to do list Saturday. I dont think I will check out more magazines, however.

I put my name on the reservation list for Dave Ramsey's Total Money Makeover. I have read his books before and thought a refresher would be good. I am #2 out of it will be about 5-6 more weeks until I get it. One of the novels I reserved put me at #117...that one will be a

Update on Z:

Tomorrow was Z's permanency court date. DD2 has been preparing herself for the outcome. Today they called to tell her court was delayed, once again, until June, which is past the two year mark that Z has been with her (us). I am grateful for the extra time with him- in the meantime, DD2 feels like she is on an emotional rollercoaster. It is like peeling a bandaid off super slow.

Fabulous Girls Day today!

March 18th, 2013 at 03:44 am

Today, I got to spend almost the entire day with my three daughters. What a great day it was. We started off with bagels and coffee in J, then did some shopping there. I bought a jasmine soy candle and a couple of small items for the kitchen at the kitchen store.

Then, we went to office depot so DD3 could look for a tablet or netbook. We headed off to lunch and finally ended up at Trader Joes. I LOVED having them to myself for the day and just having girl time!

This evening I made oatmeal for the week and made up lunches for Monday and Tuesday from leftovers.

Tomorrow DD3 is going to go shopping for me to pick up dog & cat food, toilet paper, laundry soap. I also am very low on quinoa and oatmeal. I love that she is willing to go pick these things up so I didnt have to take time out of the weekend to do it. Normally they hub does this type of shopping at Walmart, and I really dont like to go there. The quinoa and oatmeal we get at the grocery store as they carry the type I use. (Thank you DD3!!)

This weekend was more spendy than normal for me when the hub is gone, but I stayed within budget and allowance. And what I gained in time with my girls was well worth it. Big Grin