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New $$ Perspectives

June 9th, 2008 at 02:43 am

I spent a great deal of time thinking about our financial choices this past weekend.

I am going to make a committment this next week to the Puerta Vallarta trip with the others who will be attending(which we have a year to save for)...We will be taking that family trip to the resort house next New Years, followed by the DC trip that my job is paying for...We would also like to remodel our downstairs to create a nice Master Bedroom/bath out of our current family room/patio. And surprisingly, the hub would love to go back for another spa treatment...which can be an occasional treat.

So...to accomplish all of this, somethings gotta give.

Our biggest expense lately has been eating out...so we have agreed to forego this habit in exchange for more important wants.

The next thing to go will be my new do. I will go back to having my hair cut only and so the coloring myself.

And we will be more aware of our frivulous spending.

I started to beat my budfgeting up this weekend...and then reminded myself that we are saving 15% in the 401k, and $500 per month to an emergency fund...so it is not like we arent saving, we are.

The final piece is going in and asking for the raise. I have procrastinated long enough. I will do this by the 15th of June.

So, that is our simple plan for making our short term goals occur. I will be updating progress.

While we were at the rental, we ate no meals out. Tonight, we used up the leftover breakfast supplies and ate yummy omlettes....so far, so good.

Posted in general thoughts | 5 Comments »

5 Responses to “New $$ Perspectives”

  1. creditcardfree Says:
    June 9th, 2008 at 03:09 am 1212977355
    1212977355

    Nice goals!! Feels good to have a plan, huh?

  2. mom-sense Says:
    June 9th, 2008 at 03:23 am 1212978228
    1212978228


    I have been giving thought to the bigger picture as well. I have spent a lot of time worrying about the little details of my money management and am serious about committing to saving percentages come Jan 09. Have to finish clearing up some debt and get an EF in place. (I do have money in the bank, but have trouble parting with it).

  3. baselle Says:
    June 9th, 2008 at 07:49 am 1212994186
    1212994186

    Good luck with the asking for a raise!

  4. Carolina Bound Says:
    June 9th, 2008 at 03:31 pm 1213021897
    1213021897

    I always love to have a new plan! Cutting out the restaurant bill should make a big difference.

  5. Ima saver Says:
    June 9th, 2008 at 03:55 pm 1213023302
    1213023302

    Good plan!!

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