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Home > I made it! My 401k DOUBLED this year!!!

I made it! My 401k DOUBLED this year!!!

April 5th, 2009 at 10:50 pm

I checked the balance in my 401k today and was very pleased to see that the balance is now $20,250....YEEHAW. April is the end of my second year being back to work...so for two years savings, I feel GREAT about this milestone (especially considering the state of the economy this past year)!! Next year, I hope that amount grows to $33,000....stay tuned.

We are home. What a great weekend. We stopped by Walmart on the way home and picked up the few things for the week ahead and now the hub is at baseball practice and I am home alone getting things put away and laundry done. When the hub gets home we plan on taking a 3 mile walk and then making bbq teriaki chicken, rice and zucchini..YUM.

I am going to make up a big batch of oatmeal for this weeks breakfast and plan to pack a sandwich and fruit for lunch each day. With PV only 7 weeks away, I want to work to feel my best when we go!!

I got some GREAT news from DD1 today. A couple of months ago I loaned them $2k to get their finances back on track and have since been helping them budget. This weekend they learned that they are getting enough back on taxes to pay me in full and still have $2500 to balance their budget!! (YAY)

However, DD3 is needing to have surgery that we recently learned will cost $8700...and unfortunately, insurance doesnt cover the surgery she needs. I am baffled how insurance companies can deem something 'cosmetic' when it is a deformity that will cause lifelong problems (emotional and physical) if not fixed. But we will go forward with the surgery, so any extra money will be going towards savings for that purpose. I plan to schedule it for her this summer...so between now and then, our goal is to save as much as we can towards that expense.

Well, time to change the laundry and finish the to do list!

9 Responses to “I made it! My 401k DOUBLED this year!!!”

  1. frugaltexan75 Says:
    1238973813

    Welcome back! It sounds like you had a good trip.

    That is great news about your 401k.

  2. Ima saver Says:
    1238974164

    All I can say about the 401K is........YAY FOR RAY!!

  3. creditcardfree Says:
    1238980824

    I think I'm the most excited about your daughter paying you back! That's great for them and you, as well.

  4. Amber Says:
    1238988420

    Awesome, that is great news both your daughter paying you back and the increase in your 401k. and I am sorry to hear about DD3's surgery, good luck...try an appeal with the insurance compnany

  5. HouseHopeful Says:
    1239019346

    Great news with the 401k. Sorry to hear about the surgery. Have you asked them to reconsider? I might suggest talking to your doctor. Sometimes its the coding of a procedure that deems it cosmetic versus not. It never hurts to ask.

  6. Broken Arrow Says:
    1239027027

    Congrats Ray!

  7. kdmoffett25 Says:
    1239042870

    I would file an appeal. If the doctor says it is a deformity... I know I had one in a certain place, insurance will cover in full. Call the insurance, explain the situation, and ask what you can do to file an appeal. If it doesn't work, at least you tried.

  8. boomeyers Says:
    1239256594

    Woo hoo! That is some saving! Great job!

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