Today was a no spend day. Actually, the last several days have been no spenders with the exception of Monday when I ordered the ironing board, which arrived this afternoon! How bad is it that you get excited about an ironging board--but I have gone without one for so long that it feels like a real treat to have one again.
I spent my lunch hour today working on our budget for the rest of the year. Because I am salary, my paychecks are the same every other week.
I budget the lowest amount that the hub has brought home each week to calculate his pay. The tough part is making sure I add the correct number of paychecks for the month, because he works 4/2 in the winter and 3/3 the rest of the year...which means every month is different.
I keep our budget on an excel spreadsheet with a different tab for each montn. Until today, I had projected through August, but now I have it through the end of the year. It is reassuring to see the budget for the whole year and to know the ebbs and flows for those months depending on how many weeks he actually gets a paycheck.
As I was working through it, I realized that I messed up in March and we will actually get a week of pay I hadnt budgeted for. That one week will pay for 3 of his airline tickets. Those tickets would have slowed down repayment of CC#3, but now that money will go there instead.
I have leftovers for lunch tomorrow, but dinner tomorrow night will have to be creative. Perhaps a PB&J sandwich...but I bet I can stretch out at least one more no spend day..or two. Hmm...
The ironing board arrived! Yippee!...I need a life.
February 21st, 2013 at 03:37 am
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Terrific to have a budget for the entire year, yeah for finding March's error before the end of February. Targeting CC # 3 as your next goal is a huge challenge. I'll bet you'll do it!
February 21st, 2013 at 04:42 pm 1361464959
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Good work on the budget!