ZERO. CC#3 is finally at the magic number!
Now to work on the final debts. I was going to rebuild savings, but it stll does not make sense. The last unsecured debt I have is a visa at my job that is 100% accessible if there is an emergency...so I will apply all extra money there, until it is also PIF. Granted, putting everything towards this debt can give me a false negative (Christmas club $, vacation $, freedom acct $, etc..and the balance will vacillate accordingly...but every dollar saved there, means less interest charged to me in the long run.) It just means I have to TRACK every penny in and out of this account so that I stay on track.
While I am paying down this debt, normal payments will go towards the car...Speaking of the car, it will be about 8-10 days before I have it back and drive-able. Not having my car is no fun. The good news is that the bill to fix it will be under $200, which is well below what is in the car repair account, thank goodness!
:D
March 28th, 2013 at 02:44 am
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