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A jump in the credit score!

April 17th, 2013 at 02:23 am

Paying down debt really impacted my credit score. It has jumped 66 points in a little over 2 months! I am now what my credit union calls an A+ "borrower", although I have no plans to borrow!! (I started as a B)

My son's kids (ages 5 and 3) are in town. DD1 came and snatched them before I got off work so that they could play with their cousins. She is bringing them back in about an hour...I can't WAIT to see them!!

The tax checks cleared my account today. I paid the 2012 tax bill, plus my first quarter 2013 estimated taxes.

I am going to chat with the hub when he gets home about the long term finanial plan. The value on the city house is climbing back up, rather quickly. If it gets back to the price I paid for it, I may put it on the market. Saving that house payment would equal an earlier retirement- which somedays sounds very nice. When I add it up, my paychecks go towards the house and added expenses from it, the expedited debt repay, (which will be done by about year end), and the higher tax bracket we are in. Perhaps there is a better way if we think outside the box...look beyond what is comfortable and 'known' and consider the possiblities of "what if"...

Things will be changing at my job in June. I will finally get two extra employees to help with all that I am currently juggling., which should help with the stress. So I want to wait until at least then before making too many decisions, but the workload is just incredible, and if something doesnt give, I am ready to call 'Uncle".

SIL is getting better by the day. He still hasnt heard about the lymph nodes or whether chemo is in the future.

The hub will be home in three days. Its been 5 ready to have him home for his two week break!!

4 Responses to “A jump in the credit score!”

  1. creditcardfree Says:

    Glad you get your DH back for awhile!

  2. mjrube94 Says:

    Enjoy your time with the kiddies!

  3. FrugalTexan75 Says:

    It's fun to watch the score go up. Smile
    Is your town house rented? Or does the rent not completely cover the mortgage, etc?

  4. Thrifty Ray Says:

    The house in the country is rented to the hubs nephew, who is mid-twenties, but only for a small fraction of the payment. He watches the house and feeds the animals..What he pays basically covers the electricity and trash. The hubs wood yard is out there and the hub wants easy access to the property, which he has with his nephew there.

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