Home > Insurance comes through! And an update on Z and X

Insurance comes through! And an update on Z and X

September 17th, 2017 at 06:17 pm

We have used our homeowners insurance very little during the 23 years that we've owned our home, so it is nice to see our insurance company coming through for us after all the damage from the storm last month. I wasnt sure how it would work, but an adjuster came out and took pictures and talked with the hub and then a couple of weeks later we received notice of payment.

They estimated either replacement costs (minus depreciation) or repair costs. The payment amount is very generous and we are pleased with it. They covered things that we didnt think they would, like a temporary lean-to the hub had put up or labor costs for tree removal, which the hub did himself. Now the repairs can begin. There will be ample left over for the fire pit that we want to build using the hole left by the fallen tree.

We still havent heard about the 5th wheel repairs. That is a separate claim under our automobile policy.
There was cosmetic damage that was done to a couple of the exterior slide out panels, as well as to the fan covers, spare tire cover and to the awning. It will be interesting to see how they estimate everything.

Update on boys:
Last week the court changed Z and X permanency plan to ADOPTION!! Its been a year and DHS and the kids attorney are very much in favor of moving ahead. BM missed the hearing. The next court date is after the first of the year and will be to terminate parental rights. BM can turn this around through rehab and counseling, but with baby 5 on the way, it is looking unlikely that she will...she was in rehab a few weeks ago for a few days, and then skipped out. In the meantime, Z and DD2 are going to get additional counseling for his PTSD. I am starting to get cautiously optimistic that the boys will be staying permanently!!

5 Responses to “Insurance comes through! And an update on Z and X”

  1. Dido Says:

    Glad the insurance came through for you, and continued good luck with the boys!

  2. rob62521 Says:

    Good news indeed on the insurance coming through.

    Hope things continue to go along positively with Z and X. Your family is full of angels to take such good care of them.

  3. creditcardfree Says:

    That is such good news for the boys!

  4. LivingAlmostLarge Says:

    Congratulations and good luck with Z and X. I hope everything works out and goes smoothly for everyone involved.

  5. Fred Says:

    Most people are unaware of these benefits that they can get through the insurance. And Personal Injury Lawyer because of these reasons many people don’t really bother about these insurances or about its renewal. It is during these natural disasters, you will find its benefits.

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