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Seasonal flu shot, medical insurance and budget stuff

October 1st, 2020 at 05:04 pm

Feeling a little like a pin cushion this morning after getting blood work and a seasonal flu shot. But CHECK MARK, those are now out of the way!

My job contracts with a dedicated clinic that serves the staff of 3 local businesses. It's really nice in that normal and routine things (non-narcotic drugs, shots, blood work, routine visits, etc) are completely free for staff. Things like controlled drugs, xrays, MRIs, etc must go through normal insurance/ co-pays.

Unfortunately, after the end of this month, my job is no longer contracting with this service, meaning I will need to find a new doctor and will go back to co-pays on everything. Its been so nice while it lasted. We also have the option of tele-med. Ive not tried that, but will give it a go and see how it works. In November, I will be added to the hubs insurance plan (since I will be leaving my job next year), so I may wait until then to find the new doctor.

The hub's job is currently on a 4/4 rotation, so he works four weeks and then is off for four weeks. This started post covid shutdown, and may soon return to 3/3 or 4/2. But, until then, 4/4 means we can go almost a month without a paycheck from his job. This is why I budget the way that I do. He will get a partial week paycheck tomorrow, and then another, smaller one, on October 30. Before we were financially able to fund our budget a month in advance, it always felt like we were juggling to keep up. Our silver lining for the stay home order and the hubs unemployment for those 3 months is that we built our savings and now have less financial anxiety!

DD3's baby, 10 months, has started to take a step here and there. She is so stinking cute and growing SO fast.

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